Medicare Open Enrollment 2026 | Avoid Costly Mistakes & Review Your Coverage
Are you prepared for Medicare Annual Enrollment? With changes to Medicare plans, prescription drug coverage, provider networks, and healthcare costs, reviewing your health insurance could help you avoid unexpected expenses and coverage gaps in 2027.
On 2 Plus You Nevada, host Sarah Johns welcomes Susan Kist, Licensed Insurance Agent with Health Plans Advisors, to explain how Medicare Annual Enrollment works, why reviewing your current coverage matters, and what to consider when choosing health insurance in Reno, Sparks, and throughout Northern Nevada.
Discover how working past age 65 can affect Medicare enrollment, why employer coverage and Health Savings Accounts (HSAs) require careful consideration, and how income may influence Medicare Part B premiums. Susan also shares tips for reviewing your Annual Notice of Change and preparing for a personalized insurance consultation.
🚨 Segment Highlights:
🏥 Medicare Annual Enrollment Explained
• Why Medicare beneficiaries should review coverage annually
• Understanding plan benefits, deadlines, and changes
• Making informed decisions for the upcoming year
📋 Choosing the Right Medicare Plan
• Reviewing doctors, prescriptions, and healthcare needs
• Understanding provider network and drug formulary changes
• Comparing coverage based on individual circumstances
🤝 Independent Health Insurance Guidance
• How independent licensed agents compare multiple plans
• Medicare and health insurance marketplace options
• Personalized assistance without pressure to enroll
💼 Working Past Age 65 & Medicare
• Medicare considerations when employer insurance is available
• Understanding employer coverage and enrollment penalties
• HSA contributions and Medicare enrollment implications
💰 Medicare Costs & Retirement Income
• How income can affect Medicare Part B premiums
• Understanding Medicare's two-year income lookback
• Why delaying Medicare differs from delaying Social Security
⚠️ Avoiding Medicare Enrollment Mistakes
• Reading your Annual Notice of Change
• Checking whether your current plan will renew
• Scheduling a no-cost, no-obligation coverage review
🌐 Learn More About Health Plans Advisors:
Need help reviewing your Medicare or individual health insurance coverage?
Susan Kist, Licensed Insurance Agent, offers personalized assistance to help individuals understand their options and evaluate plans based on their healthcare needs.
📞 Call: 775-853-8389
🌐 Website: https://healthplansadvisors.com/
📅 Schedule a Consultation: No cost or obligation.
Have your current insurance information, preferred doctors, prescription medications, and coverage questions ready for your appointment.
Medicare Enrollment Reminder: Medicare's Annual Enrollment Period generally runs October 15 through December 7. Changes made during this period typically take effect January 1 of the following year. Medicare enrollment rules vary based on individual circumstances, so confirm eligibility, deadlines, and coverage options before making changes.
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