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The USDA's Rural Development program helps working families realize the dream of home ownership all over the country.  Nationwide, they sponsor $1 billion in home loans every year. 

Are you considering buying a house? Before you start the process, learn more about a free home buyer's workshop designed to educate you and potentially save you time and money. Laura Lau, with the Nevada Rural Housing Authority, will be available to talk about that and answer any housing questions in tonight's Money Watch Q&A. Call (775) 858-2222.

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The Nevada Housing Division has launched Home is Possible, a new home buyer program that provides qualified homeowners in Clark and Washoe counties a grant of up to 4% of the loan amount to be applied toward down payment and/or closing costs.

If you can't afford a finished home, but you're willing to take on a fixer-upper there's a special loan available to you. It's called the FHA 203K loan. Learn more about it in tonight's Money Watch Q & A segment.

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Almost seven years after the housing bust triggered the Great Recession, nearly 10 million Americans remain financially trapped by homes that are worth less than their mortgage debts.