The Nevada Division of Insurance has released helpful tips for evacuees affected by the Davis Fire.
In the Event You are Evacuated
* Contact your insurance agent. In the event of an evacuation, safety is of the utmost importance. While the Division rescommends keeping physical or digital access to policy information on hand for review, the top priority in the face of wildfire evacuation is ensuring your safety and adherence to evacuation protocols. Once safely evacuated, contact your insurance agent or carrier for information on your policy, including a review of loss of use and smoke coverage information.
* Follow all State and City advisories on evacuation and re-evacuation. The Main Agency handling the fire is Truckee Meadows Fire and Rescue.
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* Washoe County has designated its Senior Center at 1155 E. Ninth Street in Reno as an evacuation center for people displaced by the Davis Fire. For residents with small pets, mobile shelters, and food are available at the Washoe County Senior Center as well.
* For larger animals, shelter is available at the University of Nevada, Reno Equestrian Center in Reno off Valley Road. Large animals can also be sheltered at Fuji Park in Carson City on Old Clear Creek Road across from Costco.
• Contact the Nevada Division of Insurance if you have any difficulty in contacting your agent or carrier or verifying your coverage. Citizens can contact the Division of Insurance directly through the following information:
Carson City office:
Phone: (775) 687-0700 | Fax: (775) 687-0787
Consumer Compliance & Licensing Fax: (775) 687-0797
1818 E. College Pkwy., Suite 103
Carson City, NV 89706
Las Vegas office:
Phone: (702) 486-4009 | Fax: (702) 486-4007
3300 W. Sahara Ave., Suite 275
Las Vegas, NV 89102
Call Toll-free: (888) 872-3234
Email: insinfo@doi.nv.gov
How to Prepare for Potential Wildfire
* Review your policy. Access a copy of your policy and ensure the contact information for your Insurance Agent is up to date. Prepare a physical copy and a digital copy of your policy that can be easily accessed following a possible emergency evacuation.
* Make sure to read every word of your policy, including any special amendments to the policy. Sometimes a policy may provide coverage of a risk in one section only to later exclude or limit it under certain conditions. Use a highlighter to mark any sections of your policy that you would like to reference later.
* Schedule an appointment to talk about these sections with your insurance agent or company. Homeowner’s policies can be further tailored through policy endorsements that address more specific needs of the insured.
For more information about Home Insurance read the Nevada Consumer's Guide to Home Insurance.
* Prepare a Home Inventory. The Division of Insurance recommends that you create a home inventory to help you decide on the type and amount of home insurance you need and to expedite the claims process in the event of a loss. Learn more about preparing a home inventory on the Nevada Division of Insurance’s website by clicking on this line
* The National Association of Insurance Commissioners (NAIC) offers free resources to help homeowners and renters create their inventory. You can download the free NAIC Home Inventory app for iPhone at the App Store and Android on Google Play.
* You can utilize recent shopping platforms such as Amazon or credit card and banking statements to produce a quick shorthand inventory in the case that time to prepare or access your home inventory is limited due to an emergency or evacuation.
(Nevada Division of Insurance contributed to this report.)
